Health Insurance
Rates and Terms of Coverage
- Coverage Options
- Eligibility Requirements
- Rates & Terms 2012-2013
- Rates & Terms 2013-2014
- Student Dental Insurance
STUDENT HEALTH INSURANCE
Loyola’s student health insurance provider is Blue Cross and Blue Shield of Illinois(BCBS), administered by Academic Health Plans (AHP). Students may visit the plan website at www.ahpcare.com/luc to view a full plan description, plan benefits, exclusions, limitations, and terms of coverage.
2012-2013 RATES & TERMS OF COVERAGE
- Fall: August 1, 2012 - July 31, 2013
- Spring: January 1, 2013 - July 31, 2013
- Summer: May 1, 2013 - July 31, 2013
| Fall | Spring | Summer | **Monthly | *Continuation | |
|---|---|---|---|---|---|
| Student | $1,740 | $1,042 | $432 | $149 | $265 |
| Spouse/Domestic partner | $3,799 | $2,250 | $976 | $323 | $606 |
| Each Child | $2,493 | $1,477 | $641 | $213 | $397 |
| All Children | $3,141 | $1,860 | $808 | $267 | $500 |
** Monthly rate; due to qualifying event
*Monthly rate; maximum six month extension
(All rates are subject to change.)
2013-2014 RATES & TERMS OF COVERAGE
- Fall: August 1, 2013 - July 31, 2014
- Spring: January 1, 2014- July 31, 2014
- Summer: May 1, 2014 - July 31, 2014
| Fall | |
|---|---|
| Student | $1,870 |
| Spouse/Domestic partner | $4,084 |
| Each child | $2,680 |
| All Children | $3,377 |
Eligibility Requirements
Loyola University Chicago’s Board of Trustees requires that all undergraduate students enrolled for 12 or more credit hours, all graduate and professional students enrolled for 8 or more credit hours or students registered for Thesis or Dissertation Supervision at the start of the Fall and Spring terms have health care insurance.
All students meeting the above eligibility requirements will automatically be billed for the Student Health Insurance by the University on their student account and enrolled in the plan, if a waiver is not submitted before the deadline date.
In the event that a student does not meet the eligibility requirements to be automatically billed by the University for Loyola’s Student Health Insurance, but would still like to purchase coverage, he or she can do so by visiting Academic Health Plan’s website at www.ahpcare.com/luc or by calling 1-855-AHP-CARE.
Coverage Options
Note: Parents/Guests who have been granted access rights, are able to waive out of or fast track into Loyola’s insurance plan on behalf of the student.
How To Waive Out of Loyola's Student Health Insurance:
If you have your own insurance already or are covered under your parent’s plan, you may waive out of Loyola’s Student Health Insurance by providing proof of other coverage.
- Log into LOCUS and select “Campus Finances”, then “Student Health Insurance”
- Select the “Waive out” button and submit your insurance information
- The insurance fee will be credited to your student account within 48 hours
Fall Waiver DEADLINE – OCTOBER 1, 2013
Spring Waiver DEADLINE – FEBRUARY 28, 2014
How to Fast-Track Into Loyola's Student Health Insurance:
If you want to enroll in Loyola’s Health Insurance and already have the insurance charge on your student account, it is highly recommended that you take the following action:
- Log into LOCUS and select “Campus Finances”
- Select “Student Health Insurance”
- Click on the “Fast Track” button and follow the prompts
Fast Tracking confirms that you have accepted Loyola’s student health insurance coverage, activates your enrollment into the plan, and allows an insurance card to be generated within 7-10 business days by BCBS.
How to Purchase Supplemental Insurance Coverage:
You may purchase supplemental coverage to add your spouse, domestic partner or child(ren) to your insurance plan by paying and enrolling directly with Academic Health Plans by completing the enrollment form at www.ahpcare.com/luc or by calling 1-855-AHP-CARE
For information about Student Dental Insurance, click here.