Loyola University Chicago

Human Resources

Dental Insurance

Loyola University Chicago's benefit-eligible faculty and staff have their choice of two Dental plans: Delta Dental PPO and Guardian/First Commonwealth (DHMO):
  • Delta Dental PPO provides two levels of coverage as well as an option for out of network services.
    • Delta Dental PPO participants are subject to annual deductible and benefit limitations based on the service level of the primary care dentist.
  • Guardian/First Commonwealth (DHMO) only operates in the Northern Illinois/Chicagoland & Northwest Indiana area and participants must choose a primary care dentist first, submit this information to Guardian and have an ID card with the dentist name in hand before services are rendered.
    • There is no annual deductible, and services rendered are not subject to maximum benefit limitations.
    • If you decide to change your dentist you must first call Guardian/First Commonwealth at 866-494-4542. The change process takes approximately 20 days.
    • An up-to-date list of the names and locations of participating dental providers may be found online: www.guardiananytime.com. 
Which Dental Plan Option Should I Choose?
You may choose from two dental plan options: Delta Dental (a dental PPO plan) or Guardian/First Commonwealth (a managed-care dental plan):
 
Delta Dental PPO Guardian/First Commonwealth (DHMO)
Through the Delta Dental PPO Plan, you choose your dentist.  Guardian/First Commonwealth is a dental managed care plan (DHMO) with its own network of dentists.

To access the PPO Provider list, and to select a dental provider, please call 800-323-1743 or visit the Delta Dental of Illinois’ website: www.deltadentalil.com.

*There are different levels of coverage based on the PPO network.

Under this plan it is not necessary for you and your family to use the same dentist, but each dentist must be a member of the Guardian/First Commonwealth network. At the time of enrollment, you must decide which dental providers you and your family will use. An up-to-date list of the names and locations of participating dental providers may be found at www.guardiananytime.com. Note: Guardian/First Commonwealth’s dental network is available in Chicagoland and Northwest Indiana only, and the plan does not offer out-of-network benefits.

*If you decide to change your dentist you must first call Guardian/First Commonwealth at 866-494-4542.
 
Additional information about pricing can be found in the 2019 Benefits Booklet.
Dental Insurance Cards
Delta Dental
Please contact Delta Dental to receive your dental insurance card.
 

Guardian First Commonwealth

Guardian First Commonwealth DHMO is an HMO provider and requires the selection of a Primary Care Dentist for you and your dependents before an ID card is issued and you can seek services. Please visit the Guardian Anytime site and click on the “find a provider” link at the top and search using the DHMO option. Once you have made this selection(s), contact Guardian directly and provide them the full name of the provider and the PCDID for you and each dependent.
 

Delta Dental PPO
www.deltadentalil.com
800.323.1743

  • Group ID: 08450

Guardian/First Commonwealth DHMO
www.guardiananytime.com
866.494.4542

  • Group ID: 00378516
  • Division ID: 0000 for Faculty and Staff located at HSD/SSOM
  • Division ID: 0002 for Faculty and Staff located at Water Tower and Lake Shore campuses 

 
DHMO Discounts
Guardian DHMO planholders and covered persons can receive a discounts on certain services and products from various companies: 
  • Office Max
  • Dell Computers
  • Epic Hearing Care
  • 1-800 Flowers
When you reach out to a company, please inquire as to which products are discount eligible. Guardian reserves the right to discontinue.
Dental Insurance Contact Information
Delta Dental PPO
www.deltadentalil.com
800.323.1743
Group ID: 08450
 
Guardian/First Commonwealth (DHMO)
800.627.4200
Group ID: 00378516