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Loyola University Chicago

International Students & Scholars

J-1 Medical Insurance Requirement

In order to maintain your J-1 status, you must maintain health insurance that meets the minimum requirements as defined by the U.S. Department of State which governs the exchange visitor program. At a minimum, insurance should cover:

A policy secured to fulfill the insurance requirements should not have a deductible that exceeds $500 per accident or illness.

Willful failure to comply can result in your termination from the J program. This insurance requirement also applies to J-2 dependents.

If you are a student, you will be automatically billed for Loyola's insurance policy. You must bring proof of your own insurance to the Bursar's Office to have Loyola's charge removed from your bill. Proof of insurance is required to grant immigration benefits. The major medical insurance programs listed below meet the minimum requirements of the J-1 Exchange Visitor Program.

Some insurance companies provide medical evacuation and repatriation plans to supplement insurance policies that do not include these provisions.

A dental insurance plan is not required by the J program, but may be useful during your stay in the U.S.

You must contact these companies directly to inquire about coverage and rates and to apply for insurance.

Major Medical Insurance Programs

Associated Insurance Plans International
1301 South Wolf Road, Suite 203
Prospect Heights, IL 60070
Phone: 800.452.5772
Website: www.a-i-p-i.com

Cultural Insurance Services International
102 Greenwich Avenue
Greenwich, CT 06830
Phone: 800.284.3572 or 203.625.5440
Website: http://www.culturalinsurance.com/ 

EFG Student Insurance
P.O. Box 809025
Dallas, TX 75380-9025
Phone: 800.767.0700
Website: www.student-resources.net

Harbor Group, LLC
1800 Michael Faraday Drive, Suite 201
Reston, VA 20190
Phone: 800.252.8160 or 703.733.0952
Website: www.hginsurance.com

HTH Worldwide
11 Ascot Place
Ithaca, NY 14850
Phone: 800.242.4178 or 607.257.0100
Website: www.hthstudents.com

Insurance for Students, Inc.
P.O. Box 24845
Ft. Lauderdale, FL 33307-4845
Phone: 800.356.1235 or 954.771.5883

National Chinese Service Corporation (NCS)
5335 Wisconsin Avenue, NW, Suite 720
Washington, D.C. 20015
Phone: 800.434.8187 or 202.895.1718

Seabury & Smith
International Student Program
1255 23rd Street NW, Suite 300
Washington, D.C. 20037-1125
Phone: 800.331.3047 or 202.457.6824

T. Lord Associates
P.O. Box 1185
Marietta, GA 30061
Phone: 800.633.2360

Wallach & Company
107 West Federal Street, P.O. Box 480
Middleburg, VA 20118
Phone: 800.237.6615 or 540.687.3166
Website: www.wallach.com

Medical Evacuation and Repatriation Plans

HTH Worldwide
11 Ascot Place M
Ithaca, NY 14850
Phone: 800.257.0100 or 607.257.0100
Website: www.hthstudents.com

International SOS Assistance, Inc.
P.O. Box 11568
Philadelphia, PA 19116
Phone: 800.767.1403 or 215.244.1500
Website: www.internationalsos.com

Dental Insurance Plans

Associated Insurance Plans International Inc.
143 South Wheeling Road
Wheeling, IL 60090
Phone: 800.452.5772
Website: www.a-i-p-i.com

Gladstone Managed Care
P.O. Box 459
Ledgewood, NJ 07852
Phone: 800.538.8556


International Students & Scholar Services · Sullivan Center, 6339 N. Sheridan Rd, Chicago, IL 60660
Mailing Address: 1032 W. Sherdian Road, Chicago, IL 60660
773.508.3899 · iss@luc.edu

Notice of Non-discriminatory Policy