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Loyola University Chicago

Human Resources

Transit Benefit

Transit Benefit

Eligibility for participation in the transit program requires an FTE .80 or higher.

2014 IRS Transit Monthly Allowance Decrease

The transit allowance for 2016 is $130.00 this includes payroll deductions that can be used for transit only (Ventra, Metra and etc) we DO NOT participate in an IRS parking allowance program. This means that your total monthly payroll deductions cannot exceed $130.00. Benefit Express and Human Resources will work behind the scenes to adjust all transit accounts that currently exceed the limit down to the max of $130.00. The IRS transit limits are subject to change at any time. We will communicate any changes to you in a timely fashion and provide guidance on how to make changes to your elections if needed.

How the Program Works

Enroll in the Transit Benefit Program via the Internet at: www.LoyolaExpress.com. Using the Internet to enroll is easy and safe. Our secure website is set up to automatically take you through easy enrollment steps with instructions on line. After you log on, the website will prompt you to enter your LOYOLA USERNAME and your LOYOLA PASSWORD. You may phone Benefit Express – Customer Service at (877) 837-5017 if you have questions or enrollment problems. New participants will recieve a transit debit card in the mail from Benefit Express shortly after enrollment.

You may log on at any time to view or change your elections. To start, stop or change your election(s) online, the cut-off date is the 14th of each month. Your new change will be effective with the following full month’s payroll deduction(s) taken for the subsequent month’s transit fare media.

The Benefits Debit Card is a debit Master Card that gives you easy access to ALL reimbursement accounts combined into one card. 

The following are highlights about the Debit Master Card:

All transit participants have been moved to the Benefit Express Debit Master Card.  Participants will now use this Debit Card to fund their Ventra Cards (online or via kiosk) or purchase their Metra Passes or Link Up passes. You cannot use the your transit dollars or Debit Card to pay for any type of parking, this included university parking lots and CTA or Metra park and ride lots. 

The Benefit Express Debit Master card is the same card Flexible Spending participants use for their FSA account. Employees that currently receive both transit and flexible spending will use the same card for all of their spending accounts. Those that only participate in the transit program should’ve received a Benefit Express Debit Card from Benefit Express in November. Participants that have lost, misplaced or never received their Benefit Express Debit Master Card should contact Benefit Express directly at 1-877-837-5017 to have their card replaced.                                                                            

The timeframe for electing, changing or stopping transit elections remain the same. It will still take 6-8 weeks for all transit adjustments to take place. All transit participants will continue to make changes to their elections online at loyolaexpress.com or contact Benefit Express directly. Benefit Express will continue to manage your transit elections however they will not purchase/replace Ventra cards, set-up/create Ventra accounts, load your payroll deductions directly to your Ventra Card or troubleshoot issues with the Ventra Card or their web portal. Employees will need to follow the instructions provided on the Ventra website to set-up their accounts so that your Ventra Card deducts your transit from your Debit Card properly. Transit deductions taken for the current month will be available for use by the 1st of the following month.

Leaving the University 

If you decide to leave the university please contact the Benefits Department and Benefit Express as soon as possible so that we can make adjustments to your transit account as soon as possible. Once Benefit Express is notified of your termination your Debit Master Card will be shut off and all purchases not made on your card prior to your termination will have to be submitted via a reimbusement form and sent directly to Benefit Express. Refunds are not guaranteed and are subject to university payroll and Benefit Express deadlines.

Keep track of transit updates by visiting our website http://www.luc.edu/hr/elective benefits/transit benefit/ventra/. For details about the new Ventra Program please visit their website http://www.ventrachicago.com.

Employees are strongly encouraged to keep track of their transit payroll deductions via Employee Self Service and report any payroll deduction errors to benefit@luc.edu as soon as possible. This included errors in the deduction amount or if you have access to transit dollars but no payroll deductions.

Transit Questions?

Please call Benefit Express at (877) 837-5017. Customer Service Representatives are available to assist you  Monday through Friday between the hours of 7:30 a.m. and 6:00 p.m. 

Chicago Transit Authority, Metra/RTA and IRS Rates are subject to change without advance notice.


Enterprise/IGo Car Sharing Program

As a Loyola employee, receive a reduced car-sharing membership with Enterprise/IGo.  To learn more go, please visit Enterprise Car Sharing Program.


The prices for the plans are listed at the link below:


If you have any additional questions please call Gina Lettiere, Loyola Sustainability Specialist  glettie@luc.edu or Enterprise CarShare Info@enterprisecarshare.com Thank you!