Disability Insurance
Disability Insurance Information
Short Term Disability
Short Term Disability (STD) coverage is provided to all full time faculty and full time staff. STD provides salary replacement during a medical leave due to non work-related medical condition that prevents you from performing your regular work responsibilities for three or more days. This benefit is provided at no cost to the employee.
Full-Time Faculty and University Administrators:
Full-time benefits-eligible Faculty and University Administrators are eligible to participate on the first (1st) day of the month following completion of six (6) months of active employment and will receive 100% of pre-disability earnings during the first 14 weeks of any illness or disability that prevents them from working. Weeks 15 through 26 are paid at 80% of pre-disability earnings.
Exempt Staff:
Full-time benefits-eligible exempt staff members are eligible to participate on the first (1st) day of the month following completion of six (6) months of active employment and will receive 100% of pre-disability earnings up to 10 weeks of an illness or disability that prevents them from working. There is an elimination period of 10 consecutive working days.
Non-Exempt/Professional Hourly Staff:
Full-time benefits-eligible non-exempt and professional-hourly staff members are eligible to participate on the first (1st) day of the month following completion of six (6) months of active employment and will receive 100% of pre-disability earnings up to 10 weeks for an illness or disability that prevents them from working. There is an elimination period of 10 consecutive working days.
http://luc.edu/hr/policies/policy_loafmla.shtml
Long Term Disability
Long Term Disability (LTD) coverage is provided to all full time employees. LTD provides salary replacement during any extended leave due to a medical condition that prevents you from performing your regular work responsibilities. This benefit is provided at no cost to the employee.
Upon approval by the Long Term Disability insurance carrier will pay 66 2/3% of your monthly/contracted salary, up to a maximum of $12,500 per month.
Full-Time Faculty and University Administrators:
Upon hire, full-time benefits-eligible Faculty and University Administrators are eligible for 66 2/3% of pre-disability earnings after 180 calendar days of any illness or disability which prevents them from working. Length of benefit varies.
Exempt Staff:
Upon hire, full-time benefits-eligible exempt staff members are eligible for 66 2/3% of pre-disability earnings after 90 calendar days of any illness or disability which prevents them from working. Length of benefit varies.
Non-Exempt/Professional Hourly Staff:
Upon hire, full-time benefits-eligible non-exempt and professional-hourly staff members are eligible for 66 2/3% of pre-disability earnings after 90 calendar days of any illness or disability which prevents them from working. Length of benefit varies.
Short Term and Long Term Disability Plan Process
Benefits and Compensation
An employee may keep his/her benefits elections while on a paid leave of absence. Sick and vacation time will not accrue while receiving Short-Term Disability benefits. During a paid leave of absence, the University’s contribution to the Defined Contribution Retirement Plan (DCRP) will continue to be made for an employee on the basis of the compensation being paid by the University. In addition, any pay increases due an employee during an approved Short-Term disability will be delayed until the employee returns to work.
Faculty members or a 10-month employee, who becomes disabled while on a scheduled break in the academic schedule, will not be considered as disabled until the date regular work activities are scheduled to resume.
Notification of Absence
In case of your absence due to a serious health condition for three or more consecutive workdays, an employee is required to notify his or her supervisor and Human Resources and must also report your leave to Matrix (877) 202-0055. For detailed information please refer to the following link: http://luc.edu/hr/policies/policy_loafmla.shtml
If you have questions regarding leaves, please contact Human Resources at (312) 915-6175
